Group Insurance

What is employer group health insurance coverage?

Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company. The majority of Americans have group health insurance coverage through their employer or the employer of a family member.

Are all employer group health insurance policies the same?

Many people don't realize that health insurance is issued differently for different types of employers,and that, because insurance is regulated at the state level of government, the laws regarding health insurance offered by the different types of employers can vary significantly from state to state. Millions of Americans work for small employers, which for health insurance purposes are generally those with 50 employees or less. Millions of other Americans get their health insurance coverage through large employers. Generally, those are business with more than 50 employees. The laws about how coverage can be issued to large groups are different than those for small groups, and the way that premium rates are determined is also different. The requirements for sole proprietors purchasing health insurance coverage also vary on a state-by-state basis.

Because every group is different, we take the time to find the right plan for your group. To find out more information, or just check out the rates for group insurance, Send us a quick email - Michael@obfs.net - and we can run quote for your benefits 

We offer Group Plans for the following product lines:

Group Health Insurance

Group Dental Insurance

Group Vision Insurance 

Group Life Insurance

Group Long or Short Term Disability

Group Voluntary Plans