1-703-654-6050

Fast & Free

INSURANCE QUOTES FROM MULTIPLE CARRIERS

AVMA - GHLIT Members Page

SCAVMA - Students Health, Life and Disability Page

AVMA-GHLIT  Forms Library

New Graduation Information   -  Virginia Maryland Regional College of Veterinary Medicine (VMRCVM)

******************************************************************************************************************

 

AVMA - GHLIT Members Page

Valuable Benefits.

Remarkable Service.

With insurance coverage from the American Veterinary Medical Association Group Health and Life Insurance Trust (AVMA GHLIT), you're prepared for whatever life may bring. The flexible plans were designed by veterinarians - specifically for the unique needs of doctors and students. And you're backed by the group purchasing power of thousands of veterinarians across the country.

Aetna DocFind - Go to the Aetna Site and look up Doctors , Hospitals and more ( More Doc's than before ) 

Look up Doc - Aenta Network

Coverage lines include:  See Brouchures and Information Below

 

 

 

SCAVMA - Students Health, Life and Disability Page

 

The PPO Medical Plan For SAVMA Members

Quality health insurance is one of the most important purchases anyone can make. Without it, even less severe illness or injury can devastate a family's financial security. That is why this Student PPO Plan has been designed to be truly affordable for student members and their families, thanks to the group purchasing power of AVMA members across the country.
 
The Protection Of The GHLIT Group Major Medical Plan
 
Low $20 Doctor's Office Visit Co-Pay
$5 Million Maximum
Calendar Year Deductibles:
Per person in-network.................. $250
Per person out-of-network........... $750
Important "Stop Loss" Co-Insurance Protection
RX Benefits
Physical Exam Benefits
Gynecologic Benefits
Rabies Titer Benefit
Eye Exam Benefits
Hospice Care
Optional Maternity Benefits
 

Student PPO Plan  

Monthly premium rates for the Student PPO plan  ( Current  Pricing - Effective as of 5-1-2009 )

Student Member                         $160.00

Spouse/Domestic Partner             $160.00

Child(ren)                                   $148.00
 
Optional Maternity                       $125.00
 
IMPORTANT: Coverage will be issued regardless of health status however, applicants will be medically underwritten for premium rates they will be required to pay. An applicant could berequired to pay up to 50% more than the standard rates indicated above or may qualify for preferred rates which are 10% lower.

When enrolling, do not send premium with your application. You will be notified of the appropriate charges upon the completion of the review of the application.

Click here for - Application for Student Medical PPO Plan

Student Life & Disability

The monthly premium for the Student Life & Disability package is $13.75.* Premium payments are due once every six months, so you won't have to worry about missing a payment date every month.

* Future benefits are subject to change by agreement between New York Life and the Trustees. Rates may be changed on any premium due date and on any date which benefits are changed.

Click here for - Application for Student Student Life & Disability Plan

To enroll in the Student PPO plan and/or Student Life & Disability package, complete, sign and return the enrollment form to:

Michael P. O'Brien, CBC  - OBFS.net
P O Box 2636
Purcellville, VA 20134

 

 

 

AVMA - GHLIT Forms Library

 

Insurance Checklist

 
FORMS
 
BROCHURES
 
APPLICATIONS

 

 

 

New Graduation Information   

  Virginia Maryland Regional College of Veterinary Medicine (VMRCVM)

 

 

AVMA GHLIT Guaranteed Issue Insurance Coverage For Seniors Graduates

DISABILITY & BASIC PROTECTION PACKAGE

  • Protect your greatest asset your earning power.
  • Up to $2,000 monthly Long-Term Disability, regardless of income
  • $500 per month Future Purchase Option
  • $300 per month Short-Term Disability
  • Cost of Living Adjustment Option
  • "Own Occupation Plus" Definition of Disability Option
  • Accidental Death and Dismemberment, Decreasing Term Life, and $600 Rabies Prophylaxis Benefit

MEDICAL PLAN**

  • Choose a plan that fits your lifestyle and your budget.
  • High Deductible/Health Savings Account (HSA)Qualified Plans
  • Preferred Provider Organization (PPO) Plans
  • Traditional Indemnity Plans

HOSPITAL INDEMNITY

  • Helps pay expenses during a covered hospitalization.
  • $100 daily cash benefit for members and their eligible dependents 

TERM LIFE INSURANCE

  • Helps ensure your family's well-being.
  • $100,000 of coverage for veterinarian; $50,000for your spouse/domestic partner; and $5,000 or $10,000 for children
  • $100,000 Accidental Death and Dismemberment for the veterinarian and $50,000 for your spouse/domestic partner

PROFESSIONAL OVERHEAD EXPENSE 

  • Pay for office expenses during a covered disability.
  • $300 monthly benefit for AVMA member business owners having such expenses

 

To enroll in the Graduations Benefits Programs, ( Health, Life , Disability and More ) Complete, Sign and Return the enrollment forms to:

O'Brien Benefits & Financial Services Inc.

Michael P O'Brien
P O Box 2636
Purcellville, VA 20134

 

Click Logo's Below To Apply On-Line  
Insurance coverage from the companies you know and trust in